About Michael D. Ryan
As the son of an accountant, Michael Ryan learned the importance of detail and precision when working with numbers early in life. But when Mr. Ryan founded Innovative Financing Solutions (IFS), he learned business success went beyond understanding the numbers. It was about helping people and their businesses through difficult and challenging times. He realized he could use his knowledge and skills to help small-business owners attain funding to invigorate their businesses. These businesses in-turn could create the jobs necessary to support the livelihood of their employees and families, and build and strengthen the communities they serve. Today, IFS is a leading consultant to community banks through the implementation of their turnkey Government Guaranteed Commercial Loan Program.
Mr. Ryan holds a B.S. in Business Administration and an M.B.A. in Finance from St. Joseph’s University. Before founding IFS, Mr. Ryan was Executive Vice President and Chief Lending Officer of a Philadelphia-based community bank. He possesses over a quarter century of commercial lending experience and credit knowledge.
His extensive banking knowledge and experience includes commercial middle-market and real estate lending, corporate finance, capital markets and credit analysis, as well as the underwriting of complex and difficult transactions. He also possesses expertise in the origination, negotiation, structuring, underwriting and analysis of multi-family, condominium, townhouse, office, industrial, specialty investment and owner-occupied real estate transactions.