Lender Partner Resources
Innovative Financing Solutions partners with lenders to provide outsourced and turnkey government guaranteed lending solutions. For conventional and alternative loan requests, IFS assists with credit analysis, underwriting, risk assessment and risk management.
Government Guaranteed Lending Department
Innovative Financing Solutions (IFS) is an experienced SBA and USDA Lender Service Provider that develops outsourced government guaranteed lending solutions for community banks, mid-size regional banks, and credit unions. IFS’ team of banking consultants are uniquely qualified to provide your financial institution with an outsourced government guaranteed lending arm, enabling your institution to implement and reap the benefits of a safe, sound, secure and profitable government guaranteed commercial loan program. Your financial institution is then well-positioned to build this segment of the C&I loan portfolio and expand market share – all while avoiding additional fixed overhead.
- Streamlined Government Guaranteed Lending Process
Our platform is designed to minimize the time from loan origination through closing and to ensure regulatory conditions are met throughout all phases of the process. Enjoy our full scope of services or customize these services to meet your lending institution’s individual needs.
- Sourcing, Marketing and Lead Generation
Kick-start your SBA or USDA program by directly sourcing small business loan opportunities through our network and sales team. By utilizing our marketing and business development support team, you can quickly maximize your prospecting efforts to ensure viable SBA and/or USDA opportunities are not turned down prematurely. Finally, our lead generation capabilities are unmatched – providing your business development team extra resources when needed.
- Training and Regulatory Compliance
IFS develops customized training programs for loan officers, loan operations personnel, and management at no cost to our lender partners. Our lender training modules ensure your lending team understands how to identify and source government guaranteed loan opportunities. We also assist in the development of custom policies and procedures that are compliant with SBA requirements.
Conventional Loan Product Support
As an expert in conventional commercial lending, IFS can also save your bank time and money in non-government guaranteed lending. Whether your lenders are originating more deals than your underwriting team can handle, you are falling behind with annual credit reviews, or if loan administration can’t keep up with the multitude of ongoing loan conditions, we can help.
Let’s Get Started
Learn more about our full slate of lending solutions today!