Innovative Financing Solutions
Innovative Financing Solutions Innovative Financing Solutions

Conventional Loans

Conventional Financing Solutions to Fund the Growth of Your Business

IFS works with you to assess alternative funding sources, choose the right one for your business and make sure your loan is approved, funded and closed. Because we work with a large network of lenders and a broad array of loan types, we can expedite the loan application process, provide all the information you need, and significantly enhance your odds of success. If a conventional loan is right to jump start your business’ growth, we can custom-match your business with one of the following:

Commercial Mortgage Secured Line of Credit Unsecured Line of Credit Secured Term Loan Asset-Based Financing
Loan Usage Purchase various types of commercial real estate Working capital, purchase inventory, finance accounts receivable, fund emergency situations Working capital, purchase inventory, finance accounts receivable, fund emergency situations Purchase real estate, finance working capital, equipment, or other assets. Working capital, purchase inventory, finance accounts receivable, fund emergency situations
Maximum Loan Term 15 - 30 Years 1 - 5 Years 1 - 5 Years 10  Years 5 Years
Structuring Options Balloon payments and custom terms available Custom terms available Custom terms available Custom terms available Custom terms available
Interest Rate Typically range from Prime + 1% - 3% Typically range from Prime + 0.5% - 2% Typically range from Prime + 1% - 5% Typically range from Prime + 1% - 3% Typically range from Prime + 2% - 4%
Fees Negotiable origination fee Negotiable origination and renewal fees Negotiable origination and renewal fees Negotiable origination fee Negotiable origination fee  and monthly collateral monitoring fees
Collateral Commercial real estate Accounts receivable, inventory, other assets None Buildings or other business real estate, equipment, accounts receivable, inventory, other assets Accounts receivable, inventory, other assets
Repayment Monthly amortization - Principal & Interest payments Interest only / Principal due on demand /  Periodic "clean up" period typically required. Interest only / Principal due on demand / Periodic "clean up" period typically required Monthly amortization - Principal & Interest payments Interest only / Principal due on demand

Let’s Get Started

Contact IFS for your free consultation to develop a customized commercial financing strategy.

(610) 228-4654