Alternative Financing – Innovative Financing Programs Designed to Fund the Growth of Your Business
The IFS team works with you to help select the right funding source for your business and arrange the financing you need. When conventional or government guaranteed loans are not a good match, we may recommend alternative financing. We can match your needs with the appropriate loan program and lender for the following innovative solutions:
| Bridge Financing | Accounts Receivable Factoring | |
| Loan Usage | Purchase, refinance, or improve commercial real estate | Supplement cash flow, purchase inventory, finance accounts receivable, fund emergency situations & investment opportunities |
| Maximum Loan Term | 1 - 3 Years | 30 days - 1 year |
| Structuring Options | Custom terms available | Custom terms available |
| Interest Rate | Typically range from 8% - 14% fixed rate | Typically range from 1.5% - 4.5% |
| Fees | Negotiable origination fees ranging from 0.5% - 5% | Discount of 10% - 20% applied to receivables purchased |
| Collateral | Commercial real estate or other assets | Accounts receivable |
| Repayment | Typically interest only with a balloon payment upon repayment by a pre-determined exit strategy | None - receivables are sold to a Factor upfront at a discount |
Let’s Get Started
Contact IFS for your free consultation to develop a customized commercial financing strategy.
(610) 228-4654