Innovative Financing Solutions
Innovative Financing Solutions Innovative Financing Solutions

Alternative Financing

Alternative Financing – Innovative Financing Programs Designed to Fund the Growth of Your Business

The IFS team works with you to help select the right funding source for your business and arrange the financing you need. When conventional or government guaranteed loans are not a good match, we may recommend alternative financing. We can match your needs with the appropriate loan program and lender for the following innovative solutions:

Bridge Financing Accounts Receivable Factoring
Loan Usage Purchase, refinance, or improve commercial real estate Supplement cash flow, purchase inventory, finance accounts receivable, fund emergency situations & investment opportunities
Maximum Loan Term 1 - 3 Years 30 days - 1 year
Structuring Options Custom terms available Custom terms available
Interest Rate Typically range from 8% - 14% fixed rate Typically range from 1.5% - 4.5%
Fees Negotiable origination fees ranging from 0.5% - 5% Discount of 10% - 20% applied to receivables purchased
Collateral Commercial real estate or other assets Accounts receivable
Repayment Typically interest only with a balloon payment upon repayment by a pre-determined exit strategy None - receivables are sold to a Factor upfront at a discount

Let’s Get Started

Contact IFS for your free consultation to develop a customized commercial financing strategy.

(610) 228-4654